💰 Cars under $15k 📚 Free First Car School 🧮 Real APR by credit tier 🌎 Bilingual EN/ES

Your first car. Without getting ripped off.

College student, first job, first car. Auttiv shows you cars under $15k, the REAL monthly payment with your credit tier, and teaches you the dealer tricks before you walk in. Bilingual EN/ES.

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Real APR estimate

Excellent → Rebuilding tier

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FAFSA-aware planner

Pay around aid disbursements

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Cosigner toolkit

Templates + credit-impact calc

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AI Buyer Concierge

Bilingual chat, finds your car

First Car School

5-minute lessons. Bilingual. Earn the Auttiv Smart Buyer badge.

5 min

What's a fair APR for my credit score?

Understand 6.5% vs 18% APR by credit tier. With real examples in dollars.

+25 XP
4 min

Doc fees, gap, and dealer add-ons

The 7 fees dealers slip onto your bill of sale. Which to accept, which to refuse.

+30 XP
3 min

How to ask for a discount

Scripts that actually work in EN/ES. Backed by real OTD prices in your area.

+20 XP
5 min

Trade-in: get top dollar, not low-ball

How dealers value your car vs Auttiv's real-market estimate. Walk in with numbers.

+25 XP
6 min

Should you finance with the dealer or your bank?

Both lie a little. Here's how to compare both offers in 30 seconds.

+30 XP
4 min

Asking a parent to cosign — without it being weird

Template messages + credit-impact calculator. Earn parent trust before the dealer call.

+20 XP

Ready? See cars in your range.

Filter to under $15k with real photos, real prices, real dealers.

Browse cars under $15k →